According to the source, SoFi Bank has launched spot cryptocurrency trading. The source reports that this adds a new U.S. banking on-ramp for digital assets, enabling customers to place direct spot buy and sell orders through SoFi Bank. The source indicates this development expands fiat-to-crypto conversion options within the U.S. banking system, a trading-relevant shift for market access and liquidity routing.

According to the source, SoFi Bank, N.A. has launched crypto trading for Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and 27 additional assets, enabling purchases directly from FDIC-insured checking and savings accounts (source: official social media post dated Nov 12, 2025). SoFi is a nationally chartered and FDIC-insured bank, so fiat deposits in linked accounts are insured up to legal limits, while crypto assets themselves are not covered (source: Office of the Comptroller of the Currency conditional approval Jan 2022; source: Federal Deposit Insurance Corporation consumer guidance on crypto-asset risks, 2022). This announcement follows SoFi’s prior wind-down of its earlier crypto offering and the migration of accounts to Blockchain.com completed in December 2023 (source: SoFi Help Center notice, Nov–Dec 2023). The announcement did not provide a fee schedule or full asset list beyond BTC, ETH, and SOL, information that traders typically assess when evaluating on-ramp costs and liquidity (source: official social media post dated Nov 12, 2025).